Let’s be honest—who wouldn’t want to make an extra ₹100 a day, just for being on their smartphone? And to be super clear—you don’t pay anything to get started. That’s right—Daily 100 Rupees earning apps without investment, and they are 100% free, and safe for students, homemakers, freelancers, or really anyone looking to earn side income online.
We will provide best no-investment earning apps in India 2025, which cover the how to’s of it all, how to actually earn ₹100 daily from mobile apps, what to watch out for. It’s simple, manageable, and definitely worth bookmarking.
Also Read: How Do Influencers Earn from AAGVEER?
Table of Contents
Why Look for Free Earning Apps with Instant Withdrawal?
Because we all hate waiting. And scams.
Here’s why these free earning apps with instant withdrawal are a game-changer:
- ✅ Zero upfront cost . You just install it and start.
- ✅ You withdraw to your UPI/Paytm/bank account.
- ✅ You can choose from gaming, surveys, tasks, and referrals.
- ✅ Great for students, part-time workers, or anyone with a smartphone and 15 spare minutes.
Let’s get to the real stuff.
Top 15 Daily ₹100 Earning Apps Without Investment in India
We tried and tested dozens. These are the ones that actually work.
1. Task Mate (by Google)
Task Mate is among the safest daily earning ₹100 apps without investment in India because it is a Google product. The tasks are simple micro-tasks such as taking a photo, verifying details, or converting sentences. There is some variability in task availability, but any person that takes the time could earn ₹100 daily from mobile apps like this. Payments are made directly into your bank account, so it is secure and reliable.
- Type: Micro tasks
- Daily Earnings: ₹50–₹100 (if you get enough tasks)
- Withdrawal: Bank transfer
- Why it’s legit: It’s from Google. Enough said.
2. Roz Dhan
Roz Dhan is a popular no-investment earning app in India where you earn by reading articles, completing small tasks, and referring friends. One of the best free earning apps with instant withdrawal, it lets users cash out via Paytm. With daily login bonuses and consistent activity, you can reach that ₹100 mark every day.
- Type: Reading, referrals, small tasks
- Daily Earnings: ₹100 max (referrals help)
- Withdrawal: Paytm
- Pro Tip: Don’t skip daily login bonus.
3. Swagbucks India
Swagbucks India is globally trusted and works well in India too. This app pays users for completing surveys, watching videos, and trying out offers. Though some surveys are long, they are high-paying. It’s a reliable choice for those looking for ₹100 per day earning sites and app without spending a rupee.
- Type: Surveys, videos, offers
- Daily Earnings: ₹70-₹100
- Withdrawal: PayPal
- Catch: Some surveys can be long.
4. The Panel Station
If you are someone who enjoys sharing your opinions, The Panel Station is the ideal platform for you. The Panel Station has some high-paying surveys only available to Indian users. You can earn ₹100 daily from mobile apps like this by completing two to three surveys a day. Payouts are sent as gift cards or using Paytm, which makes it a great option from mobile apps that earn money in India.
- Type: Opinion surveys
- Daily Earnings: ₹50-₹100
- Withdrawal: Gift cards or Paytm
- Why join: High-paying surveys for students
5. Meesho Reselling App
Meesho allows users to earn from reselling products. You don’t need inventory, or even investment. Just share products on WhatsApp or social media and get margins on each sale. With little effort and consistency, it’s simple to earn ₹100 daily without investment. Meesho is especially good for homemakers and college students who want to earn money on the side.
- Type: Product reselling
- Daily Earnings: Depends on sales, but ₹100 is easy
- Withdrawal: Bank
- Great For: College students, homemakers
6. Foap App
If you have a good camera phone, Foap is a great platform where you can upload your pictures and sell around the world. If you enjoy photography, it could be one of the best gaming apps which can earn your real money. For every picture you sell, you can earn dollars. After you reach $5, you can withdraw through PayPal. It may take a while to get to $5 but it is a good option in the long run.
- Type: Selling photos
- Daily Earnings: ₹50-₹100+ (if your pics sell)
- Withdrawal: PayPal
- Pro Tip: Use good lighting. Upload regularly.
7. WinZO
WinZO is a fun and highly engaging real money earning game in India. WinZO hosts over 70 games, from Ludo to car racing, and allows you to earn ₹100 daily via tournaments and referrals. Moreover, it has the UPI withdrawal option and is highly user-friendly.
8. CashKaro
CashKaro gives you cashback on your online purchases. But the real trick is in its referral program. When combined smartly with regular shopping, you can earn ₹100 daily from mobile apps like this. Cashback is withdrawn directly to your bank.
- Type: Skill-based games
- Daily Earnings: ₹50-₹200
- Withdrawal: UPI
- Why it’s hot: Great referral bonuses + wide game range.
9. SkillClash
SkillClash is a gaming platform that specializes in providing mini skill-based games that earn you real cash. By playing in daily tournaments and utilizing their referral incentives, you’ll surely reach your target of ₹100 in no time at all. It’s one of the easiest free earning apps around that pays out instantly via UPI.
- Type: Mini-games
- Daily Earnings: ₹50-₹200
- Withdrawal: Instant UPI
- Highlight: Smooth, no-lag gaming.
10. Dream11 (Fantasy Sports)
Dream11 is an app that allows you to earn money based on your knowledge of cricket. It is a fantasy league where you prepare your team and enter the contest to earn real cash. With the right zeal, this app makes it easy to each about ₹100 daily without making an initial investment. Just, use it properly, responsibly and on match days for the best earnings.
11. MPL (Mobile Premier League)
MPL is a unique gaming application that provides a mix of games and fantasy sports that allow you to earn real cash. MPL supports instant withdrawal through UPI and Paytm. With plenty of tournaments and events, this app is one of the latest heat, fastest paying gaming apps that provides real money in India.
12. Pocket Money App
Pocket Money App pays users for downloading other apps, watching ads and completing other offers. Combine this app with your referrals and you could easily earn ₹100 daily just from mobile apps like Pocket Money App. The app pays out instantly to your Paytm account, super cool.
13. Cointiply
Cointiply is a crypto-based earning app like many of the others it will allow you to complete surveys or watch videos and earn bitcoin. While the payout is in crypto, the conversion gives it a unique edge, and makes it one of the coolest to earn ₹100 daily sites or app, not only if you’re a fan of cryptocurrency.
14. RummyCircle
If you are a good card player, RummyCircle is an excellent way to earn money. You can get cash for rummy tournaments. If you play regularly, it is possible to earn ₹100 a day without investing anything here, because cash withdrawal via UPI is allowed.
15. Gamezy
Gamezy is a blend of fantasy cricket and casual games (quizzes, carrom). Gamezy has a well-designed app, very convenient. Given the accessibility of daily contests and referral bonuses, earning ₹100 a day here is reasonable. Of the real money earning games in India, this is great for casual players.
Understanding the Growing Trends of No-investment Earning Apps in India
A. Evolution of Earning Apps in India:
The Daily 100 Rupees Earning Apps Without Investment has grown rapidly over the past few years in India. While a few years ago, applications for earning money were limited to survey apps, there are now higher engaging apps.
- Growth in Micro-tasking Apps, like Task Mate and GigIndia.
- Gaming platforms like WinZO, MPL, and AAG App turned idle time into income. Affiliate marketing and refer and earn are now common.
- In 2025, we are starting to see a new wave of AI-based apps offering various tasks (Content review, Tagging images, or Voice-based gigs.)
- Skill-based earning apps are on the rise, like fantasy sports, quiz tournaments, and social educational challenges.
B. Who is This For? Identifying Key User Segments:
These no-investment earning apps in India cater to a wide audience:
- Students: Who are looking for anything to help them with pocket money, online recharges or to teach them discipline when it comes to money. These perfectly fit this audience’s use-case: Pocket Money, Roz Dhan, and Panel Station are the best examples.
- Homemakers: Who want to earn some money at their flexibility, as well as to make money by reselling, cashbacks, casual games, etc., without having to leave the house.
- Unemployed/Underemployed: For whom there is a limited source to earn some additional money while looking for work. If you can handle the best survey apps and task-based earning apps, you could earn ₹100 from several mobile apps every day.
- Freelancers: You can make use of the idle time you have by doing micro jobs, survey work, or games that pay little, but with little or no effort from you.
C. The “No Investment” Philosophy Explained:
Let’s clear up a common myth. “No investment” doesn’t mean zero effort. It means:
- ❌ No money is required upfront.
- ✅ You only invest your time and attention, not your wallet.
- ✅ These apps let you earn real money with simple tasks — no risk involved.
Avoid apps that ask you to pay before unlocking tasks or games. A legit ₹100 per day earning site or app will never demand an entry fee.
Also Read:What is AAG App and How Does It Work? A Complete Guide to Aapka Apna Game in 2025
Who Can Earn ₹100 Daily from Mobile Apps in India?
Not sure if these apps are for you? Let’s break it down. Whether you’re a college student or a delivery executive, these ₹100 per day earning sites and apps are designed to help different types of users earn without investment.
| User Type | How They Can Earn ₹100 Daily | Best Suited Apps |
|---|---|---|
| Students | Earn via surveys, referral programs, watching videos, playing games after classes. | Roz Dhan, Task Mate, Pocket Money, Swagbucks India, The Panel Station |
| Homemakers | Make time-based income through reselling, cashback deals, and casual gaming. | Meesho, CashKaro, WinZO, Gamezy |
| Freelancers | Use free slots to earn from affiliate links, fantasy leagues, mini-games. | MPL, SkillClash, CashKaro, Dream11 |
| Delivery Agents | Utilize idle time between deliveries to play games, complete micro-tasks or short surveys. | WinZO, SkillClash, Task Mate, Panel Station |
| Retired Individuals | Earn passively by watching videos, doing easy surveys, or referring friends & family. | Swagbucks India, Panel Station, Pocket Money |
| Part-time Workers | Play quick matches, fill out surveys, or install apps during breaks to meet daily ₹100 target. | Pocket Money, WinZO, Dream11, CashKaro |
Eligibility Note: Most of these no-investment earning apps in India require users to be 18 years or older to withdraw real cash.
These apps don’t require full-time commitment — just smart usage during your day. Whether it’s 15 minutes between lectures or 30 minutes before dinner, these apps are flexible enough for everyone.y.
Are These Really No-Investment Earning Apps in India?
Yes. But be smart.
Some apps might look free but sneakily ask for top-ups. Avoid them. Stick with apps we’ve listed — verified, reviewed, and most importantly, no upfront cost.
These are no-investment earning apps in India that genuinely pay users for completing tasks, referring friends, or playing games.
Real Success Checklist: Daily ₹100 Earning Apps — What Works & What Wrecks It
| ✅ Effective Practices (Do This!) | ❌ Costly Mistakes (Avoid These!) |
|---|---|
| Use Apps Daily for Consistent Income Even 10–15 minutes a day can help you unlock tasks and bonuses. | Don’t Expect Big Money Overnight These are side income sources, not job replacements. |
| Stick to One Account per Device Multiple logins from the same phone can lead to suspension. | Avoid Creating Duplicate Accounts Most apps have strict anti-fraud systems. |
| Track Your Tasks and Earnings Use the app dashboard or your own spreadsheet to stay organized. | Don’t Skip Terms & Conditions Always check minimum withdrawal limits and payout cycles. |
| Withdraw Earnings Regularly Frequent withdrawals protect against policy updates or app shutdowns. | Don’t Delay Withdrawals Balances can expire or become non-redeemable. |
| Be Honest While Taking Surveys Truthful answers lead to more survey opportunities and fewer disqualifications. | Don’t Rush Through Surveys Fake answers often lead to disqualification and loss of credibility. |
| Promote Referral Links Smartly Use social media, friends, and niche groups to share your links. | Avoid Spamming Your Links Unwanted messages can get you blocked or banned. |
| Prefer Trusted Apps Only Choose apps like Google Opinion Rewards, TaskBucks, Roz Dhan, etc. | Never Pay to Join Legit apps will never ask for money upfront. |
| Use Verified Payment Options UPI, Paytm, or bank transfers with proper encryption are best. | Don’t Share Bank Info Blindly Only provide data to verified, secure apps. |
How to Reach ₹100 Per Day with Real Money Earning Apps
You’re probably wondering — can you really earn ₹100 per day consistently? Yes, but it needs a little strategy. Here’s how:
| Strategy | Why It Works |
| Mix 2–3 Apps Together | Relying on one app limits you. Using a mix of gaming, survey, and task apps covers all bases. |
| Daily Logins = Free Bonuses | Many daily ₹100 earning apps without investment offer login rewards and streak bonuses. |
| Referral Bonuses are Gold | Apps like WinZO, Roz Dhan, and CashKaro give ₹20–₹50 per active referral. It adds up fast. |
| Play Timed Tournaments | WinZO, MPL, and SkillClash offer hourly games — perfect for quick ₹20–₹50 boosts. |
| Use Survey Time Efficiently | Apps like Panel Station or Swagbucks can be great to fill boring moments and earn ₹30–₹50. |
Pro Tip: Combine an offer wall app + survey app + game app. Example: Pocket Money + Swagbucks + WinZO. It’s easier to hit ₹100/day this way.
Simple formula: 30–45 minutes daily = ₹100, consistently. Just remember to stick with legit, no-investment earning apps in India.
Remember: these ₹100 per day earning sites and app are not just about income — they’re also super fun.
Final Thoughts: Free earning apps with instant withdrawal
Making money online in 2025 is not difficult. All you really need is your phone, a little time, and the correct apps. These Daily ₹100 earning apps without investment are all suitable for students, homemakers and even side hustlers.
They’re free, reliable, and suitable for the fast-growing digital community in India. So simply choose 2-3 of the apps from this list, and start making money today. Your smartphone is no longer just for watching reels, but it can fill your Paytm wallet!
FAQs About Genuiness of ₹100 per day Earning sites and App
Q1: Can I really earn ₹100 daily from mobile apps?
Yes, it’s possible, but not just with one app or zero effort. To reach your goal, you’ll need to use 2-3 trusted apps such as AAG, Roz Dhan and Pocket Money, and then put in 30-45 minutes of your time a day.
Also Read: How Much Can You Earn from AAG App?
Q2: Which apps offer instant withdrawal to UPI without asking for investment?
WinZO, CashKaro and Roz Dhan offer UPI withdrawals without any requirement for deposit money. Just be sure that you have verified your account and past any minimum payout limits.
Q3: What if an app asks you to deposit money before letting you earn?
That’s a warning sign. You should never have to deposit money in to earn. Legitimate no investment earning apps (like those mentioned here), do not charge you to setup your account and start earning.
Q4: How long does it usually take to make the first ₹100?
Usually, if you start earning referral bonuses and completing your daily tasks, you can earn your first ₹100 within 2-3 days on most apps. Some apps with surveys or games may take a little longer to set up because of the pay process.
Q5: Is it safe to link my bank account to these apps?
Yes, as long as you are using trusted money earning apps. You can also link your Paytm or use gift cards to get money, this way you don’t have to share sensitive information directly.
Ready to earn your first ₹100 today? Your smartphone could be your next income source. Try the apps. Stick to the legit ones. And keep your earnings coming — one tap at a time.
